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FAQs

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What are the current FDIC limits?

The standard deposit insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

How do I know that my deposits are within the FDIC insurance limits?

You can use the FDIC’s Insurance Coverage Calculator EDIE. EDIE let’s consumers know, on a per-bank basis, how the insurance rules and limits apply, what’s insured and what portion (if any) exceeds coverage limits at the bank. EDIE also allows you to print a report for your records.

EDIE can calculate the insurance coverage for Personal Accounts – deposits held by people in single accounts, joint accounts, POD/ITF accounts, living trust accounts, irrevocable trust accounts, and Individual Retirement Accounts (IRAs); Business Accounts – deposits held by corporations, partnerships, and organizations, both for-profit and not-for-profit; and Government Accounts – deposits help by public units such as school districts, cities, municipalities, counties, and states.

What are our bank lobby hours?

Our lobby hours and drive-up window hours are 8:30 A.M. until 3:30 P.M. Monday thru Friday and 8:30 A.M. until 11:00 A.M. Saturday. We are closed on Sunday for Church and family.

What Holidays is our bank lobby closed?

We will be closed for the following Holidays:

  • New Years Day
  • Martin Luther King Day
  • Presidents Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Columbus Day
  • Veterans Day
  • Thanksgiving Day
  • Christmas Day

For holidays falling on a Saturday, we will be open the preceding Friday.

For holidays falling on a Sunday we will be closed the following Monday.