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FAQs
What are the current FDIC limits?
The standard deposit insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.
How do I know that my deposits are within the FDIC insurance limits?
You can use the FDIC’s Insurance Coverage Calculator EDIE. EDIE let’s consumers know, on a per-bank basis, how the insurance rules and limits apply, what’s insured and what portion (if any) exceeds coverage limits at the bank. EDIE also allows you to print a report for your records.
EDIE can calculate the insurance coverage for Personal Accounts – deposits held by people in single accounts, joint accounts, POD/ITF accounts, living trust accounts, irrevocable trust accounts, and Individual Retirement Accounts (IRAs); Business Accounts – deposits held by corporations, partnerships, and organizations, both for-profit and not-for-profit; and Government Accounts – deposits help by public units such as school districts, cities, municipalities, counties, and states.
What are our bank lobby hours?
Our lobby hours and drive-up window hours are 8:30 A.M. until 3:30 P.M. Monday thru Friday. We are closed on Sunday for Church and family.
What Holidays is our bank lobby closed?
We will be closed for the following Holidays:
- New Years Day
- Martin Luther King Day
- Presidents Day
- Memorial Day
- Juneteenth
- Independence Day
- Labor Day
- Columbus Day
- Veterans Day
- Thanksgiving Day
- Christmas Day
For holidays falling on a Saturday, we will be open the preceding Friday.
For holidays falling on a Sunday we will be closed the following Monday.