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Our Customer Protection

Privacy Statement

If you feel you have had your identity stolen, please report to the Federal Trade Commission.

Special Notice Regarding Internet Banking

Our Internet Banking website will not ask you to enter personal or account information during the login process or any Internet Banking pages where the information requested is not relevant to the transaction

Do not enter the sensitive data if you are prompted to do so. We will not ask you for credit card or account information during the login process or while using our Internet Banking. If this happens, it is not our Internet Banking Website asking you to do so. It is the criminal’s website.

Please contact us immediately at 507-677-2201 if you experience this.


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Most People believe that because they are relatively intelligent, they won’t get taken by Internet and other scams. Nothing could be farther from the truth.
In fact, if you have a credit card, cell phone, Internet connection – even a library card – you’ve supplied all the tools a sneaky scammer needs to take you to the cleaners. And make no mistake – you are a target.

To help prevent fraudulent activity you should keep your anti-virus software up-to-date.

Here are just a few of the scams that are going around that we would like to warn you about. Tactics in these scams can change but needless to say they are the same scam with a new twist. Please do not fall for their antics.

Nigerian Scam – Someone sends you a letter asking for your help. You must help them get funds to get out of their country. They need you to wire them money now but they will surely pay you back later.

Lottery Scam – You receive a check in the mail or receive a phone call saying you’ve won the Canadian, Australian, or whatever Country’s lottery. They will send you a check from your winnings but you must first wire them enough money to pay the taxes. Remember: If you didn’t buy a ticket, how could you have won?

Telemarketing Scams – Someone calls you and asks for you to verify your bank account information. They will ask you to read the numbers across the bottom of your checks. They may say they are from a business you deal with or your bank. They may say that your information has been lost because of a computer error. WE WILL NEVER CALL YOU ASKING YOU TO VERIFY YOUR INFORMATION.

Internet Scams – Someone sends you a letter asking for your help. You must help them get funds to get out of their country. They need you to wire them money now but they will surely pay you back later.

Nigerian Scam – If you are selling something on the Internet, you may receive a check for more than the purchase price. The person may ask you to wire the difference to a third person. Most likely the check or money order they sent is counterfeit. Verify with a bank teller to see if the check is a counterfeit check.

Some other helpful websites about scams are:

Minnesota State Attorney General
Click on the “Scams” Tab at the top of the page.

American Bankers Association

Debit Card / Credit Card Fraud